Debts & Loans

Short Term Property Loans

Perhaps you are looking to buy property, refurbish it and then sell it on again as quickly as possible without having to tie up capital resources, or experiencing financial problems wanting to settle all outstanding debts to give you the freedom to restructure your finance, or even just an investor who wants to buy a property at a good price. Whatever your reason for wanting a bridging loan, we can help you get the best deal.

Bridging loans certainly do have a reputation for being expensive, and yet if they are used in the right way they can be hugely beneficial – not least because of the speed with which it can all be agreed, in fact you could have a decision in hours and the loan completed in days.

Auction Purchase Finance

Time can often be tight when it comes to a property purchase at auction. Independent buyers looking for a bargain at auction are turning to bridging loans to meet the 28-day deadline for completion set by all auction houses in the UK. Once you own the property, you can then remortgage in order to repay the bridging loan. We know that many of our clients are seeking 100% of the auction property bid-price plus renovation costs, and BWG can achieve this by using a combination of both the new auction house and your existing house as security (subject to equity).

Residential (Regulated Bridging Finance)

Residential bridging loans are most commonly used when you're looking to purchase another property whilst your existing one is being sold. They can also be used to release equity quickly for debt consolidation, business injection, to purchase investment properties or complete home improvements.

Land, Planning and Bridging Finance

Bridging loans are an excellent way to help investors, developers, private builders or self- build projects move quickly once a site has been identified with planning permission or planning potential is in place. And once the value of the site has been increased by planning permission being granted, you can re-finance the site, complete the development or sell it.

Commercial (Short Term Bridging Business Finance)

If you're self-employed and looking to purchase new premises or raise funds to inject into your business, but don't fit with the traditional lenders' criteria, then a commercial bridging loan could be perfect for you. We understand that time is of the essence, and with bridging loans you can expect a quick application process, quick decision, and funds released...quickly!

Upto 70% of the market value can be raised, Commercial bridging loans can also be used to release equity for debt consolidation or business injection, or else to purchase investment properties or make home improvements.