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			<copyright>Debts &amp; Loans 2006</copyright>
			<ttl>120</ttl>
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				<title>Deep in debt? Desperate? Call in the voice of calm</title>
				<link>http://www.debts-and-loans.co.uk/debt-questions/deep-in-debt-desperate-call-in-the-voice-of-calm</link>
				<description><![CDATA[ Gurinder Dulai couldn’t be better qualified for his job as an adviser on the National Debtline. ]]></description>
				<pubDate>Mon, 05 Jan 2009 02:37:53 -0600</pubDate>
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				<title>Over-use of debt management plans</title>
				<link>http://www.debts-and-loans.co.uk/debt-management/Over-use-of-debt-management-plans</link>
				<description><![CDATA[ Banks are encouraging the over-use of unregulated debt management plans to keep bad debts off. ]]></description>
				<pubDate>Mon, 05 Jan 2009 02:31:10 -0600</pubDate>
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				<title>GMAC gives up some GM car financing</title>
				<link>http://www.debts-and-loans.co.uk/debt-help/gmac-gives-up-some-gm-car-financing</link>
				<description><![CDATA[ DETROIT (AP) — GMAC will no longer have exclusive rights to provide low-interest loans to people who buy GM vehicles. ]]></description>
				<pubDate>Sat, 03 Jan 2009 03:09:11 -0600</pubDate>
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				<title>Wake up and smell a way to cut costs</title>
				<link>http://www.debts-and-loans.co.uk/debt-advice/wake-up-and-smell-a-way-to-cut-costs</link>
				<description><![CDATA[ EACH week The Scotsman will give you a top ten guide to pertinent financial issues. ]]></description>
				<pubDate>Sat, 03 Jan 2009 03:05:04 -0600</pubDate>
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				<title>Value of Christmas</title>
				<link>http://www.debts-and-loans.co.uk/debt-advice/value-of-christmas</link>
				<description><![CDATA[ IF anyone deserves a change of fortune, it's us – the ordinary folk. ]]></description>
				<pubDate>Tue, 23 Dec 2008 01:31:04 -0600</pubDate>
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				<title>Mortgage debt advice enquiries</title>
				<link>http://www.debts-and-loans.co.uk/debt-advice/mortgage-debt-advice-enquiries</link>
				<description><![CDATA[ The number of people seeking advice relating to mortgages was up 50 per cent in the third quarter of this year. ]]></description>
				<pubDate>Tue, 23 Dec 2008 01:28:04 -0600</pubDate>
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				<title>Warns of disturbing UK debt</title>
				<link>http://www.debts-and-loans.co.uk/debt-settlement/warns-of-disturbing-uk-debt</link>
				<description><![CDATA[ The level of debt in the UK is "disturbing" the head of the International Monetary Fund has said. ]]></description>
				<pubDate>Mon, 22 Dec 2008 02:39:26 -0600</pubDate>
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				<title>The social fund</title>
				<link>http://www.debts-and-loans.co.uk/debt-advice/the-social-fund</link>
				<description><![CDATA[ A government paper which suggested charging interest on emergency state loans lent under the social fund. ]]></description>
				<pubDate>Mon, 22 Dec 2008 02:37:11 -0600</pubDate>
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				<title>EU price guide on govt bank rescues</title>
				<link>http://www.debts-and-loans.co.uk/debt-advice/eu-price-guide-on-govt-bank-rescues</link>
				<description><![CDATA[ The European Central Bank on Friday laid out the advice it gave politicians on pricing troubled bank assets. ]]></description>
				<pubDate>Sat, 20 Dec 2008 01:46:12 -0600</pubDate>
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				<title>Fed cut sparks dollar dive</title>
				<link>http://www.debts-and-loans.co.uk/debt-consolidation/fed-cut-sparks-dollar-dive</link>
				<description><![CDATA[ By cutting rates to just above zero and promising to hold them there until the economy recovers, the Federal Reserve. ]]></description>
				<pubDate>Fri, 19 Dec 2008 03:37:55 -0600</pubDate>
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				<title>Find Debt Help in Time</title>
				<link>http://www.debts-and-loans.co.uk/debt-help/find-debt-help-in-time</link>
				<description><![CDATA[ Most people struggling with crippling debt often do not seek help in time, waiting until up to 50 per cent of their income... ]]></description>
				<pubDate>Fri, 19 Dec 2008 03:26:59 -0600</pubDate>
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				<title>Debt problems turn desperate and Britons seek help</title>
				<link>http://www.debts-and-loans.co.uk/debt-problems/debt-problems-turn-desperate-and-britons-seek-help</link>
				<description><![CDATA[ Latest research have shown that the debt-ridden are waiting until half of their income is used up for repayments. ]]></description>
				<pubDate>Thu, 18 Dec 2008 01:44:51 -0600</pubDate>
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				<title>Debt occupying much of CAB's time</title>
				<link>http://www.debts-and-loans.co.uk/debt-problems/debt-occupying-much-of-cabs-time</link>
				<description><![CDATA[ THE CITIZENS' Advice Bureau (CAB) in Carrick has reported a massive 160% increase in inquiries about bankruptcy. ]]></description>
				<pubDate>Thu, 18 Dec 2008 01:40:41 -0600</pubDate>
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				<title>Zurich reveals singletons debt fears</title>
				<link>http://www.debts-and-loans.co.uk/debt-advice/zurich-reveals-singletons-debt-fears</link>
				<description><![CDATA[ One third of single people believe that their marital status gives them an extra financial burden. ]]></description>
				<pubDate>Thu, 18 Dec 2008 01:35:53 -0600</pubDate>
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				<title>Debt spirals in midst of financial crisis</title>
				<link>http://www.debts-and-loans.co.uk/debt-problems/debt-spirals-in-midst-of-financial-crisis</link>
				<description><![CDATA[ Around 40% of home owners owe more than £90,000 in secured debt, reveals a survey. ]]></description>
				<pubDate>Tue, 16 Dec 2008 01:40:32 -0600</pubDate>
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				<title>Couples seeking debt and marriage advice</title>
				<link>http://www.debts-and-loans.co.uk/debt-questions/couples-seeking-debt-and-marriage-advice</link>
				<description><![CDATA[ Couples are increasingly turning to debt and relationship counseling as the economic crisis. ]]></description>
				<pubDate>Mon, 15 Dec 2008 08:15:48 -0600</pubDate>
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				<title>Urgent Debt Talks</title>
				<link>http://www.debts-and-loans.co.uk/debt-problems/urgent-debt-talks</link>
				<description><![CDATA[ Giant cement producer Cemex`s talks with banks to extend $6 billion in debt payments due next year. ]]></description>
				<pubDate>Fri, 12 Dec 2008 01:58:04 -0600</pubDate>
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				<title>Get Free Personal Financial Advice</title>
				<link>http://www.debts-and-loans.co.uk/debt-advice/get-free-personal-financial-advice</link>
				<description><![CDATA[ Even former bankers can get grants, we learn through one of these free organisations that help people. ]]></description>
				<pubDate>Fri, 12 Dec 2008 01:52:17 -0600</pubDate>
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				<title>Debt charity seeks new advisers</title>
				<link>http://www.debts-and-loans.co.uk/debt-advice/debt-charity-seeks-new-advisers</link>
				<description><![CDATA[ Birmingham-based debt advice charity National Debtline is set to start the hunt for call centre advisers and managers. ]]></description>
				<pubDate>Wed, 10 Dec 2008 02:12:44 -0600</pubDate>
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				<title>Debt help needed earlier</title>
				<link>http://www.debts-and-loans.co.uk/debt-advice/debt-help-needed-earlier</link>
				<description><![CDATA[ People with debt problems are turning for help sooner â€“ as debt held by those seeking helps drops. ]]></description>
				<pubDate>Wed, 10 Dec 2008 02:08:23 -0600</pubDate>
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